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EU Pension adequacy report, 2021

15.06.2021 - von EU

Current and future income adequacy in old age in the EU. Joint report prepared by the Social Protection Committee (SPC) and the European Commission (DG EMPL).
European Commission
Directorate-General for Employment, Social Affairs and Inclusion
Social Protection Committee
The 2021 Pension Adequacy Report: current and
future income adequacy in old age in the EU

Volume I
Joint Report prepared by the Social Protection Committee (SPC)
and the European Commission (DG EMPL)
The information and views set out in this document are those of the authors and do not necessarily reflect the official opinion of the European Union. Neither the European Union institutions and bodies nor any person acting on their behalf may be held responsible for the use which may be made of the information contained therein. More information on the European Union is available on the Internet
Manuscript completed in June 2021
The European Commission and the Social Protection Committee are not liable for any consequence stemming from the reuse of this publication.
Luxembourg: Publications Office of the European Union, 2021
© European Union, 2021

The 2021 Pension Adequacy Report has been prepared by the Directorate General for
Employment, Social Affairs and Inclusion of the European Commission (Unit C2
‘Modernisation of social protection systems’, headed by Bettina Kromen (acting until 31
August 2020) and Dana-Carmen Bachmann (from 1 September 2020)) in cooperation with the
Social Protection Committee (SPC, chaired by Rait Kuuse and Peter Lelie) and the SPC
Working Group on Pension Adequacy (SPC WGPA, chaired by Gijsbrecht Dekkers), with an
important contribution from the SPC Indicators Sub-group (SPC ISG, chaired by Rudi Van
Dam and Kristoffer Lundberg). SPC WGPA benefited from mutual exchanges with the SPC
Working Group on Long-term care (chaired by James Carabott).
The report, consisting of two volumes (main report and country profiles), was adopted by the SPC on 18 May 2021.
The Secretariat of the SPC WGPA was coordinated by Dario Fiorucci.
The report was drafted by the EMPL C2 Pension team: Valdis Zagorskis (team leader), Ettore
Marchetti and Giulia Pagliani.
The drafting of Volume I has integrated important contributions from the European Social
Policy Network (ESPN) 1 and the Joint Research Centre (JRC) of the European Commission. 2
The report used the underlying assumptions for the 2021 Ageing Report of the European
Commission (Directorate-General for Economic and Financial Affairs) and the Economic
Policy Committee. 3 The calculations of theoretical replacement rates were carried out by the SPC ISG and the Organisation for Economic Co-operation and Development (OECD) (with
particular thanks to Andrew Reilly). Other data used in the report were provided by the ESPN, Eurostat, the JRC, the Mutual Information System on Social Protection (MISSOC) 4 and the OECD.

European Social Policy Network, Link
Joint Research Centre of the European Commission, Link
4 Link

... Germany Mr Volker SCHMITT + Ms Antje BREHMER Federal Ministry of Labour and Social Affairs

The 2021 edition of the Pension Adequacy Report comes to readers at a crucial moment for
social Europe. During the previous decade, marked by two of the deepest economic crises in
recent history, the EU still made significant progress towards achieving the Europe 2020 goals, not least by protecting the older population against poverty. Still, as the report shows, the progress has not been uniform, and large divergence between and within our societies remains.
Principle 15 of the European Pillar of Social Rights stresses the right to adequate pensions and dignified old age. As the share of older people in the society increases, their well-being will be key to achieving the target set in the Pillar Action Plan to reduce the number of people at risk of poverty or social exclusion by at least 15 million by 2030. To succeed, policy makers at national and EU level together with all concerned actors will need to find answers to several key challenges faced by pension systems in the EU. The demographic change outlined in the Green Paper on Ageing will put increasing pressure on the adequacy and sustainability of pensions in the decades to come, while profound transformations in the economy and the world of work pose fundamental questions on how to make our social protection systems, including pensions, fit for the future. The economic and social fall-out from the Covid-19 crisis will be felt for years to come, and its impact on old-age income will require detailed reflection in future editions of the report.
The Pension Adequacy Report, published every three years, provides an unparalleled overview
of the current and future adequacy of old-age incomes in EU Member States in three
dimensions: poverty prevention, income maintenance, and retirement duration. The report takes stock of the current living standards of older people, and how they have evolved, as well as key reforms affecting the adequacy of pensions. It looks into the future by projecting the changes in benefit levels for different career and family situations. The 2021 edition pays particular attention to how resources and risks are shared between men and women or between people
with different income levels, highlighting persistent inequalities; and how pension systems can help tackle them. Finally, the report delves into how the financing of pensions is evolving and what options Member States could consider in a changing economy.
The 2021 Pension Adequacy Report, together with the parallel report on long-term care, offers a unique overview of social protection for older people in our ageing societies. We hope that the report will serve as a rich source of evidence and inspiration for policy debate at national and EU level.
Nicolas SCHMIT Peter LELIE
Commissioner for Jobs and Social Rights Chair, Social Protection Committee
Pension Adequacy Report: Current and future income adequacy in old age in the EU

Quelle: EU